Tag Archives: buying a home

Why Do You Want to Buy A House?

Have you ever asked yourself this?

Why do you want to buy a house? Or maybe for you, it’s a new house..

I want all of my home buyers to answer this question at the start of their journey because it’s something you can continuously come back to throughout the process to make sure you’re buying the house that’s right for your needs.

Here are a few examples that might help spark your why:

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To raise your family

πŸ–Ό To have a space to make your Pinterest boards come to life and paint the walls whatever color you want

🐢 To have a yard for your dog to run around in

πŸ’΅ To make a good financial investment

πŸ’° To invest in a rental property that will provide you with some extra income

πŸŒ… To buy a home for retirement

🌊 To have a place to get away and hear the ocean waves as you sip your coffee every morning

πŸ›‹ To finally design your space to look like it’s straight out of Studio McGee’s Dream Home Makeover and have those dreamy parties around the massive kitchen island

There are so many reasons for owning a home, but what is YOUR reason? Ready to buy? Give me a call!

You Don’t Need A Perfect Credit Score To Buy A House

This might surprise you…

You don’t need a perfect credit score to qualify for a mortgage.

If you’ve been seeing articles (and my posts) about low interest rates and wish you could take advantage, you might be more qualified than you think.

For starters, there are several different loan programs which all have different minimum requirements. For example, the credit score required for a conventional loan is higher than an FHA loan.

According to Experian, β€œIt’s possible to get approved for a conforming conventional loan with a credit score as low as 620, although some lenders may look for a score of 660 or better.”

The best way to figure out if you can qualify for a mortgage right now is to meet with a local lender and talk about your options! If you need a referral, send me a message and I’ll point you in the right direction!